For fans of the Rancho Mirage Rattlers, TD benefits are those 6 points that go up on the scoreboard after a touchdown. However, for Coachella Valley workers injured on the job, TD benefits refer to the workers' comp payments you receive if you lose income due to your injury.
If you can't do your job while recovering, the state of California says on its website, you may be eligible for TD (temporary disability) payments that replace a portion of your lost wages.
Several factors come into play with TD benefits. You can become eligible for wage replacement benefits if your treating doctor says you're unable to work for more than three days (or you have to stay in a hospital overnight) and your employer doesn't offer your usual pay to do other work while you're recovering.
There are two types of TD benefits:
- TTD: these are temporary total disability benefits that you receive if you can't work at all while you're recovering from your on-the-job injury.
- TPD: these are temporary partial disability payments that you get if you can do some type of work while recovering, and your employer offers you the type of work you can do.
Of course, one of the first questions an injured worker has after receiving medical treatment is "how much will I get in TD benefits?" Generally, the state says, you can expect to receive about two-thirds of your pre-tax wages. There are both maximum and minimum TD payment amounts.
Another of the most basic questions injured workers ask: "Who should I speak to if I am denied benefits?" Most workers denied earned and needed workers' compensation benefits speak with a Coachella Valley attorney experienced in helping people get the TD benefits they deserve.