A Look at Insurance Company Response
Complex injury cases often qualify for lifetime benefits. Because that is the worst possible result for an insurance company its team will fight once they realize where the case may be going. So, in nay serious complex you must have an attorney experienced in such cases who can build a strong case from the outset and can cut off defense tactics. That exercise regularly includes securing critical testimony from treating physicians. High volume firms, generally those that advertise on television, simply do not have the resources to handle serious complex cases.
Deposing doctors effectively requires preparation, skill and most of all experience. Most workers’ compensation firms, whether representing for injured workers or insurance carriers, simply do not have those assets in adequate supply. Defense attorneys, judges, insurance adjusters have all at one time or another commented that our examination of physicians is some of the finest they have seen.
One thing you need to keep in mind that is that insurance company is not there to help you, no matter what promises may have been made by a charming claims examiner early in the case. The insurance company is motivated only by money and is not looking at your case for what is the best result. A typical insurance carrier handles hundreds of thousands of claims a year and applies a template to claims handling. If it can delay benefits, frustrate injured workers or delay care a good many of those injured workers simply give up adding tens of millions to that insurance company’s profits. Your case is viewed from that perspective until it gets noticed by senior management because it is becoming scary. So, it is important to hire superior workers’ compensation counsel as early as you can in a serious complex case.
An Overwhelming Process
Insurance companies have accepted standards to follow and they retain teams of lawyers to protect their interests. These insurers can be tough to deal with, but remember that you do not have to face them alone. We have more than 30 years of experience in helping injured employees throughout the Coachella Valley get the workers’ compensation benefits they deserve — and we can help you, too. If you feel overwhelmed by the whole process of applying for benefits, or if your complex injury claim has already been denied, we will work diligently on your behalf to obtain the maximum benefits to which you are entitled. But, do not delay. The time to start building a case for trial in a serious complex case is right after the injury, not after months or years of denials of benefits and care.