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If you have been injured on the job in Cathedral City or anywhere in the Southern California area, you should know your rights and obligations when it comes to filing for workers’ compensation. The workers’ compensation system aims to provide economic relief after an individual suffers a severe injury at work. Some injuries may prevent these injured employees from resuming their job duties until they recover, resulting in lost wages. Workers’ compensation benefits can not only pay for necessary medical care after an injury at work but also provide weekly benefits up to a percentage of the injured employee’s weekly wages.
Navigating the workers’ compensation system can be incredibly challenging. Employers may be resistant in some cases to injured employees filing claims for benefits. A workers’ compensation attorney familiar with Coachella Valley and Cathedral City can not only help to streamline the workers’ compensation application process but also identify any room for additional legal action should the situation warrant it.
Serious work injuries require serious lawyers. When you need a Cathedral City and Coachella Valley workers’ compensation lawyer to help you after an injury at work, you get serious attorneys, serious experience and serious results. The team at English Lloyd & Armenta offers more than 30 years of experience serving clients with similar cases throughout the Coachella Valley and southern California. Our firm takes a client-focused approach to workers’ compensation representation. We will get to know you and how your injury has impacted your life. If you have the opportunity to pursue compensation for your injury outside of the workers’ compensation system, we can help you explore these channels as well.
Our firm knows how to navigate the workers’ compensation system on your behalf, identify retaliatory issues with an employer, and handle the appeals process for a denied or reduced workers’ compensation claim.
How Does Workers’ Compensation Work?
Every state has unique workers’ compensation laws. In California, every employer must carry workers’ compensation insurance, even if a company has a single employee. Workers’ compensation insurance works like most other types of insurance. The employer pays a premium every month to maintain coverage, and the policy stipulates how much coverage the employer can expect if an employee sustains an injury on the job.
Like most other types of insurance, workers’ compensation rates may increase with repeated claims. This means an employer with a more hazardous work environment will invariably be more expensive to cover with workers’ compensation insurance. Unfortunately, many employers attempt to obfuscate the workers’ compensation process for injured employees to prevent them from filing claims and exercising their rights. This leads to many injured employees accepting minimal settlements and compensation for serious injuries.
What Is Retaliation?
The legal definition of retaliation is any adverse or punitive action taken against an individual by an employer for engaging in a protected action. This may include testifying as a witness against the company in a civil or criminal case, filing a complaint with the Equal Employment Opportunity Commission, or filing for workers’ compensation benefits after a workplace injury. Retaliation can take the form of termination of employment, demotion, docked pay or hours, or the creation of a hostile work environment.
Retaliation is against the law. Any injured employee who experiences retaliatory behavior from an employer for requesting to file for worker’s compensation benefits in good faith needs to find legal representation as soon as possible.
What Conditions Qualify for Workers’ Compensation Claims?
California state law allows employees to file for workers’ compensation benefits for four different types of employment-related injuries:
Physical injuries, such as traumatic head injuries, broken bones, or crushing injuries from heavy machinery.
Psychological injuries, such as the development of Post-Traumatic Stress Disorder due to an experience at work.
Repetitive motion injuries, such as office administrators who develop Carpal Tunnel Syndrome from years of daily typing.
Occupational disease, such as the development of mesothelioma after working in a building with asbestos.
Once an employee has sustained one of these types of injuries at work, they must start the workers’ compensation claims process. This means completing a medical examination from an appropriate workers’ compensation doctor. Every workers’ compensation insurance carrier will have different rules, but the process always goes much the same way. The injured employee sees an approved physician, provides evidence related to the extent of their injury and recovery, and submits all required documentation with their claim.
Workers’ compensation insurance carriers require injured employees to visit doctors from preapproved lists of providers. These doctors specialize in workers’ compensation claims and assign the patients they treat disability percentages based on the severity of their condition. An employee who suffered massive trauma or developed a permanent disabling condition from a workplace injury will likely receive a higher disability percentage than someone who sustained an injury that would fully recover in a few months. A higher disability percentage means greater compensation and longer receipt of weekly benefits.
How Can a Coachella Valley and Cathedral City Workers’ Compensation Attorney Help?
The workers’ compensation claims process may seem straightforward at first, but the reality is that the process can become very complicated. An employer may not be forthcoming with the materials and information required for an employee to successfully file a claim. A workers’ compensation doctor may not adequately examine the injured employee and assign an incorrect disability percentage to the claim.
It’s also possible for administrative issues such as paperwork errors to interfere with the claims process. The insurance carrier may also pose an issue for an injured employee by refusing to pay duly owed benefits for a number of reasons.
Hiring a Cathedral City Coachella Valley workers’ compensation attorney can help an injured employee avoid these and other common issues with the workers’ compensation system. Whether an injured employee needs help addressing an uncooperative employer, unjust retaliation, or gathering documentation required for a claim, the attorneys at English Lloyd & Armenta can assist.
When you choose English Lloyd & Armenta as your legal representatives for a workers’ compensation claim in Cathedral City or the Coachella Valley, you are investing in peace of mind knowing that your legal team is thoroughly invested in your recovery. We have extensive experience handling workers’ compensation in Cathedral City, Palm Springs, and throughout he Coachella Valley. Contact our team today for more details about how we can help with your Cathedral City workers’ compensation claim.
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