Benefits Available Through Workers’ Compensation in Indian Wells
Workers’ compensation insurance exists to provide an economic lifeline to injured workers, paying for their medical treatment and providing some coverage for the income they cannot earn due to their injury. If your claim is approved, you can generally expect the insurance carrier to pay for all medical care you need to recover as fully as possible from your injury.
When it comes to income replacement, the insurance company may award either partial or total disability benefits based on the severity of your condition. If you can still work but are unable to earn as much income as you did prior to your accident, you may be awarded partial disability benefits. If you cannot work at all until you recover, you can expect total disability benefits.
Partial disability benefits are paid weekly, and the amount you receive with each weekly benefits payment will depend on how much you are able to earn on your own. You will need to report your earnings to the insurance carrier, and any failure to report could result in early termination of your benefits.
If you are awarded total disability benefits, the amount you receive each week will depend on your average weekly wages for the year prior to your injury. On average, claimants awarded total disability benefits can expect to receive about two-thirds of their average weekly wages from workers’ compensation. For example, if you usually earn about $1,200 per week, you can expect about $800 per week in disability benefits, and these payments can continue for up to 104 weeks.
Proving Fault for a Work Related Car or Truck Accident in Indian Wells
Fault may not be a critical issue in most workers’ compensation claims filed in the state, but if any party outside of your work directly caused your recent accident, then you will need to pursue legal recourse outside of the workers’ compensation system to fully recover your losses. Proving fault will be essential for these recovery measures and a critical first step that you must complete before you can secure any additional compensation for your losses.
Every driver is legally required to have auto insurance that includes coverage for bodily injuries and property damage. Workers’ compensation insurance may be an invaluable financial lifeline after your accident, but it is limited in what it can cover. An auto insurance claim against the at-fault driver can help fill these gaps and enhance your total recovery.
Your attorney can help you gather the evidence you will need to prove fault for your accident. Proving liability will be crucial for both an auto insurance claim and subsequent personal injury claim filed in response to your car or truck accident. You may need digital records like vehicle computer data, cell phone records, and traffic camera footage, along with physical evidence and testimony from witnesses who saw the accident happen firsthand.