What Is La Quinta Workers’ Compensation?
As an employee living and working in California, you are protected by the workers’ compensation rights in effect throughout the state. These laws exist to ensure employers provide their employees with safe places to work, and the workers’ compensation system can provide relief when an employee suffers an injury while executing their job duties. Some employees suffer job-related injuries from acute incidents and accidents, and other employees develop injuries and medical ailments due to repetitive motion and everyday wear-and-tear.
In California, every employer must purchase and maintain a workers’ compensation insurance policy, even if the employer has just one employee. This law ensures that any employee who suffers an injury on the job has access to the workers’ compensation benefits system. A La Quinta, CA workers’ compensation attorney can be an invaluable resource if you ever need these benefits after an injury from work.
Why You Should Choose English, Lloyd & Armenta as Your La Quinta, CA Workers’ Compensation Attorneys
If you need an experienced La Quinta, CA workers’ compensation lawyer, it’s vital to hire a legal team that has the experience and resources you expect to guide your workers’ compensation case to a satisfactory conclusion. At English, Lloyd & Armenta, our attorneys have served clients in the La Quinta and Palm Desert areas for more than 30 years. We understand the California workers’ compensation system in intimate detail and can help you approach the workers’ compensation claims process with greater confidence.
When we accept your case, we will start by determining your best route to compensation and coverage for your workplace injury. We also understand that the claims and appeals processes are complex and stressful, so you can rely on our attorneys to navigate these issues on your behalf. If you encounter any legal trouble with your employer, such as their unwillingness to provide necessary forms or retaliation against your claim, we can help you resolve these issues as well.
How Does Workers’ Compensation Work in California?
All employers in California must maintain workers’ compensation insurance coverage. Like any other type of insurance coverage, a workers’ compensation insurance policy costs a monthly premium and offers a range of coverage options for workplace injuries. If an employee sustains an injury at work, the employer’s workers’ compensation insurance carrier will provide the employee with a list of physicians they may visit for a physical examination. The doctor will provide the insurance carrier with their professional assessment and diagnosis of the employee’s condition, and the insurance carrier will issue benefits accordingly.
Like any other type of insurance carrier, workers’ compensation insurance providers maintain the right and ability to investigate the claims for benefits they receive. They also assign their policyholders premium rates based on their perceived level of risk. For example, a company with employees that must work in hazardous environments has a generally higher chance of workplace injury than an office building, so that company would likely pay a higher workers’ compensation insurance premium than a company with a minimally risky workplace.
To receive workers’ compensation benefits, an injured employee must file the appropriate paperwork and submit the necessary evidence and documentation. In California, workers’ compensation benefits are paid as a percentage of the employee’s average weekly pay, and these payments continue for a set number of weeks so the employee may recover. Workers’ compensation benefits will also pay for the employee’s required medical treatment.
After submitting their claim, visiting a carrier-approved physician, and obtaining their disability rating, the applicant should receive benefits in a timely manner. The California Division of Workers’ Compensation oversees the administration of workers’ compensation benefits and handles investigations of workers’ compensation disputes.
Workers’ Compensation Appeals and Extensions
Sometimes, a workers’ compensation claim is denied due to a procedural or administrative error. Incomplete paperwork, conflicting documentation, and many other variables could potentially complicate the claims process or result in claim denial. In other cases, an injured employee receives a workers’ compensation benefits determination, but the amount of benefits they receive is insufficient for the full scope of their damages.
When you need help appealing a denied workers’ compensation benefits claim or if you believe you qualify for an extension to your existing benefits, a La Quinta, CA workers’ compensation lawyer can help. An experienced attorney is the best resource for you to determine your legal options.
Why Do I Need an Attorney?
Unfortunately, many issues might arise during the workers’ compensation claims process. A La Quinta, CA workers’ compensation attorney can help an injured employee with not only the claims process but also with any additional legal issues that arise, such as personal injury claims against employers, third-party claims, and employer retaliation.
You might think you have the ability to pursue a personal injury claim against your employer after a workplace injury, but this is only true in very specific circumstances. For example, if your injury occurred due to a workplace hazard that your employer attempted to fraudulently conceal, due to an intentional action, or because a product your employer sells when you are not performing job duties, you may have grounds for a civil personal injury claim outside the workers’ compensation system. A La Quinta, CA workers’ compensation lawyer can help you explore the potential for a personal injury claim if necessary.
We specialize in reviving and closing stalled workers’ comp cases on your behalf.
We work hard to get you the proper medical care and full benefits you deserve.
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