If you are issued partial disability benefits, you will need to update your employer’s insurance company with your weekly income, informing them how much you were able to earn so they can adjust each payment accordingly. Failure to meet your income reporting requirements could mean early termination of your benefits or even accusations of workers’ compensation fraud.
When your injury is serious enough that you cannot work at all until you fully recover, you can expect to receive total disability benefits. The average claimant will receive about two-thirds of their usual weekly wage with each weekly benefits payment, and these payments can continue until they regain the ability to work or for up to 104 weeks.
Although rarely awarded, permanent disability benefits may be available to a claimant who has suffered a catastrophic injury at work. These benefits can continue for the rest of their life, but an insurance company is likely to attempt a lump sum clincher offer in lieu of an extensive benefits arrangement. Your attorney can advise you as to what would suit your interests.