Understanding The Complex Workers’ Compensation Process

First Things First: Filing Your Workers’ Comp Claim

As soon as you have been injured at work, tell your supervisor and file a claim form reporting your injury. Your employer’s insurance company will then contact you to gather information about the accident and arrange for you to see a doctor. See our guide regarding what to do after being hurt on the job.

This is very important: You have the right to choose your own doctor. Look at the insurer’s medical provider network (MPN) and select a doctor you trust. You want to make sure the doctor you choose is on your side and not downplaying your injury to benefit the insurance company.

What To Do If Your Workers’ Comp Claim Is Denied

Many people have their workers’ comp benefits denied after seeing the doctor selected by the insurer. If doctors say you can return to work — even when you are not physically ready — you will not be able to get temporary disability benefits or coverage for your medical costs.

If your claim for medical benefits or lost wages has been denied, you need English Lloyd & Armenta. During workers’ compensation hearings, there is no jury. You need an attorney who knows how to appeal to hearing officers and can present a strong claim for benefits. Our firm has a track record of successfully appealing denied claims. We will fight to get you the benefits you deserve.

We Know Insurance Companies

Local insurance companies know our lawyers are always prepared for trial. Our reputation serves our clients well. Though we won’t hesitate to try your case in court, we are often able to get insurance companies to agree to more beneficial settlements that make the time, stress and cost of trial unnecessary.

Many employees are worried about “rocking the boat.” We are sensitive to your concerns about job safety. Our attorneys can act in an advisory capacity, behind the scenes, coaching you throughout the process without filing a formal legal claim.

Key Takeaways

  1. File Your Workers’ Compensation Claim Immediately After an Injury

  2. Exercise Your Right to Choose a Trusted Doctor from the MPN

  3. Don’t Give Up if Your Claim Is Denied — Appeals Can Succeed

  4. Rely on Experienced Attorneys Who Know How to Handle Insurance Companies

  5. Get Legal Guidance While Protecting Your Job and Peace of Mind

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About the author: Mary English Lloyd

Member of English Lloyd & Armenta

Mary English Lloyd is an attorney with English Lloyd & Armenta in Rancho Mirage, California. With more than 30 years of experience, she focuses her practice exclusively on workers’ compensation law, representing injured employees throughout Southern California. Ms. Lloyd is admitted to the California Bar and earned her J.D. from the University of LaVerne College of Law. Her long-standing commitment to workers’ rights has made her a trusted advocate for fair and ethical representation in workplace injury claims.

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